:root {
  --navy: #0A2540;
  --red: #B31942;
  --white: #FFFFFF;
  --gray: #F5F7FA;
  --text: #1D2939;
  --muted: #667085;
  --gold: #D4AF37;
  --sky: #EAF4FF;
  --border: #E4E7EC;
  --shadow: 0 20px 50px rgba(10, 37, 64, 0.12);
  --radius: 22px;
  --max: 1180px;
}
*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:Inter,Arial,sans-serif;color:var(--text);background:#fff;line-height:1.65}a{text-decoration:none;color:inherit}img{max-width:100%;height:auto}ul{list-style:none}.container{width:min(var(--max),calc(100% - 32px));margin:auto}.topbar{background:var(--navy);color:#fff;font-size:14px}.topbar .container{display:flex;justify-content:space-between;gap:16px;padding:9px 0;flex-wrap:wrap}.navbar{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);border-bottom:1px solid var(--border)}.nav-inner{display:flex;align-items:center;justify-content:space-between;padding:16px 0}.brand{display:flex;align-items:center;gap:12px;font-weight:900;color:var(--navy)}.brand-mark{width:42px;height:42px;border-radius:14px;background:linear-gradient(135deg,var(--navy),var(--red));color:#fff;display:grid;place-items:center;font-weight:900}.nav-links{display:flex;align-items:center;gap:22px;font-weight:700;font-size:15px}.nav-links a:hover{color:var(--red)}.nav-cta,.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;padding:12px 20px;font-weight:800;border:1px solid transparent;transition:.2s ease;cursor:pointer}.btn-primary,.nav-cta{background:var(--red);color:#fff}.btn-primary:hover,.nav-cta:hover{transform:translateY(-2px);box-shadow:var(--shadow)}.btn-secondary{background:var(--navy);color:#fff}.btn-light{background:#fff;color:var(--navy);border-color:var(--border)}.btn-gold{background:var(--gold);color:var(--navy)}.mobile-toggle{display:none;background:none;border:0;font-size:28px;color:var(--navy)}.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,var(--navy) 0%,#103a62 48%,#fff 48%,#fff 100%);color:#fff}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:50px;align-items:center;padding:86px 0}.eyebrow{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.22);padding:8px 14px;border-radius:999px;font-weight:800;font-size:14px}.hero h1{font-size:clamp(38px,6vw,68px);line-height:1.05;letter-spacing:-.04em;margin:22px 0}.hero p{font-size:19px;color:#EAF4FF;max-width:720px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin:30px 0}.hero-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:28px}.stat{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.18);border-radius:18px;padding:18px}.stat strong{display:block;font-size:27px;color:#fff}.hero-card{background:#fff;color:var(--text);padding:30px;border-radius:30px;box-shadow:var(--shadow);border:1px solid var(--border)}.hero-card h3{color:var(--navy);font-size:26px}.check-list li{display:flex;gap:10px;margin:12px 0}.check-list li:before{content:'✓';color:var(--red);font-weight:900}.section{padding:78px 0}.section.gray{background:var(--gray)}.section.sky{background:var(--sky)}.section-head{max-width:760px;margin:0 auto 42px;text-align:center}.section-head.left{text-align:left;margin-left:0}.kicker{color:var(--red);font-weight:900;text-transform:uppercase;letter-spacing:.08em;font-size:13px}.section h2{font-size:clamp(30px,4vw,46px);line-height:1.12;letter-spacing:-.03em;color:var(--navy);margin:10px 0 14px}.section-head p{color:var(--muted);font-size:18px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:26px}.card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:26px;box-shadow:0 10px 30px rgba(10,37,64,.06)}.card:hover{transform:translateY(-3px);transition:.2s ease}.icon{width:52px;height:52px;border-radius:16px;background:var(--sky);display:grid;place-items:center;color:var(--red);font-weight:900;font-size:22px;margin-bottom:18px}.card h3{color:var(--navy);font-size:22px;margin-bottom:8px}.card p,.card li{color:var(--muted)}.timeline{display:grid;gap:16px;counter-reset:step}.timeline-item{display:grid;grid-template-columns:70px 1fr;gap:18px;align-items:start;background:#fff;border:1px solid var(--border);border-radius:22px;padding:22px}.timeline-item:before{counter-increment:step;content:counter(step);width:52px;height:52px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:900}.cta-band{background:linear-gradient(135deg,var(--navy),#123e68);color:#fff;border-radius:32px;padding:46px;display:grid;grid-template-columns:1.3fr .7fr;align-items:center;gap:30px}.cta-band h2{color:#fff}.cta-band p{color:#EAF4FF}.form{display:grid;gap:14px}.form input,.form select,.form textarea{width:100%;padding:14px 16px;border:1px solid var(--border);border-radius:14px;font:inherit}.form textarea{min-height:120px}.footer{background:#071b30;color:#fff;padding:58px 0 24px}.footer-grid{display:grid;grid-template-columns:1.2fr repeat(3,1fr);gap:30px}.footer h3,.footer h4{margin-bottom:14px}.footer a,.footer p,.footer li{color:#c9d5e3}.footer li{margin:8px 0}.copyright{border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:20px;color:#c9d5e3;font-size:14px}.floating-wa{position:fixed;right:18px;bottom:18px;background:#25D366;color:#fff;border-radius:999px;padding:14px 18px;font-weight:900;z-index:70;box-shadow:var(--shadow)}.page-hero{background:linear-gradient(135deg,var(--navy),#123e68);color:#fff;padding:70px 0}.page-hero h1{font-size:clamp(34px,5vw,56px);line-height:1.1}.page-hero p{color:#EAF4FF;max-width:820px;font-size:18px;margin-top:14px}.breadcrumb{font-size:14px;margin-bottom:14px;color:#EAF4FF}.table-wrap{overflow:auto;background:#fff;border:1px solid var(--border);border-radius:20px}table{width:100%;border-collapse:collapse;min-width:720px}th,td{text-align:left;padding:16px;border-bottom:1px solid var(--border)}th{background:var(--sky);color:var(--navy)}.faq-item{border:1px solid var(--border);border-radius:18px;background:#fff;margin-bottom:14px;overflow:hidden}.faq-q{padding:18px 20px;font-weight:900;color:var(--navy);cursor:pointer}.faq-a{padding:0 20px 18px;color:var(--muted);display:none}.faq-item.active .faq-a{display:block}.badge-row{display:flex;gap:12px;flex-wrap:wrap}.badge{background:var(--sky);color:var(--navy);border:1px solid #d4e9ff;border-radius:999px;padding:8px 12px;font-weight:800;font-size:13px}.notice{background:#fff7e0;border:1px solid #f2d98b;border-radius:18px;padding:18px;color:#614a00}.blog-card{display:grid;gap:10px}.blog-meta{color:var(--red);font-weight:800;font-size:13px}.map-placeholder{height:320px;border-radius:22px;background:linear-gradient(135deg,#dfefff,#fff);border:1px dashed #9bbde8;display:grid;place-items:center;color:var(--navy);font-weight:900;text-align:center}.sticky-mobile-cta{display:none}
@media(max-width:920px){.mobile-toggle{display:block}.nav-links{position:absolute;top:74px;left:0;right:0;background:#fff;display:none;flex-direction:column;align-items:flex-start;padding:20px 24px;border-bottom:1px solid var(--border)}.nav-links.open{display:flex}.hero{background:var(--navy)}.hero-grid,.grid-3,.grid-2,.cta-band,.footer-grid{grid-template-columns:1fr}.hero-grid{padding:62px 0}.hero-card{margin-top:10px}.hero-stats{grid-template-columns:1fr}.section{padding:58px 0}.cta-band{padding:30px}.sticky-mobile-cta{display:flex;position:fixed;left:12px;right:12px;bottom:12px;z-index:65;gap:8px}.sticky-mobile-cta .btn{flex:1;padding:12px 10px;font-size:13px}.floating-wa{display:none}}